Frequently Asked Questions

How much life insurance do I need?

Most families benefit from 10-15 times annual income plus debts and future expenses.

Can I get insurance with health concerns?

Many carriers approve individuals with diabetes, high blood pressure, heart issues, and more.

Difference between term and whole life?

Term is temporary and affordable; whole life is permanent with cash value.

Do I need a medical exam?

Sometimes no. Many plans offer instant approval with no exam.

Why buy life insurance now?

Rates are lowest when you're young and healthy.

Can I insure my children?

Yes. Children's policies provide lifelong coverage and cash value.

Does life insurance cover funeral expenses?

Yes. Final expense policies are designed for those costs.